Welcome to the Law Offices of Carolyn Patrick
Representing Debtors in the U.S. Bankruptcy Court for Louisiana
Does your paycheck run out before your bills do? Are money problems keeping you up at night? Do you owe more than you are able to pay? Are collectors calling you at home and work? Are utility companies threatening you with disconnection? Have you lost your driver’s license because of an unpaid auto accident judgment? The Law Offices of Carolyn Patrick can help. Call today and sleep well tonight!
Each year thousands of Louisiana residents wipe out their debts by filing bankruptcy. The Law Offices of Carolyn Patrick can help you get a fresh start.
At the Law Offices of Carolyn Patrick we care about you. Carolyn Patrick will take the time to listen to you. Carolyn will handle your case from start to finish. You will not be passed off to an unknowledgeable junior associate or paralegal. If you have questions call us and talk directly to Carolyn.
The Law Offices of Carolyn Patrick represents people who live in the Parishes of St. John the Baptist, St. Charles, St. James, Ascension, Jefferson and the towns of LaPlace, Reserve, Garyville, Edgard, Destrehan, Luling, Boutte, Des Allemands, Paradis, Norco, New Sarpy, Lutcher, Gramercy, Vacherie, St. James, Gonzales, Donaldsonville, St. Amant, St. Gabriel, Metairie, Harahan, River Ridge, Gretna, Harvey, Westwego, Avondale.
What Is Bankruptcy?
Bankruptcy is a legal proceeding in which a person who cannot pay his or her bills can get a fresh financial start. The right to file for bankruptcy is provided by federal law. Filing bankruptcy immediately stops all of your creditors from seeking to collect debts from you.
What Can Bankruptcy Do for Me?
A Louisiana bankruptcy filing may make it possible for you to:
- Eliminate the legal obligation to pay most or all of your debts. This
is called a "discharge" of debts. It is designed to give you a fresh financial
start.
- Stop wage garnishment, creditor phone calls, debt collection harassment,
and similar creditor actions to collect a debt.
- Restore or prevent termination of utility service.
- Stop foreclosure on your house or mobile home and allow you an opportunity
to catch up on missed payments. (Bankruptcy does not, however, automatically
eliminate mortgages and other liens on your property without payment.)
- Prevent repossession of a car or other property, or force the creditor to return property even after it has been repossessed.
A decision to file bankruptcy should be made only after determining that bankruptcy is the best way to deal with your financial problems. This web site cannot explain every aspect of the bankruptcy process. If you still have questions after reading it, contact the Law Offices of Carolyn Patrick at 985-651-5421 or 877-489-0953 for a free consultation.
The information on this web site does not constitute legal advice. You are urged to obtain the advice of an experienced bankruptcy attorney regarding your personal situation.