Free Credit Reports
Under recent federal legislation each of the three major credit reporting agencies (Equifax, Experian and TransUnion) are required to give you a free credit report annually. You can get your free credit report by phone, internet or mail.Phone: Call 1-877-322-8228.
Internet: Go to http://www.annualcreditreport.com/.
Mail: Complete the Annual Credit Report Request Form (PDF) and mail it to:
Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281
The web sites for the three major credit reporting agencies are provided below. Equifax: http://www.equifax.com/ Experian: http://www.experian.com/ TransUnion: http://www.transunion.com/.